Thomas Toy was born about 1817 in Bristol, England. According to the Bristol Quarter Sessions docket books and Felix Farley's Bristol Journal, on 18th October 1831 Thomas Toy, aged 14, pleaded guilty to stealing a silk handkerchief from Thomas Hooper Riddle and was "imprisoned in the common gaol to hard labour for the term of three calendar months".

On 4th April 1836 Thomas Toy was found guilty of picking the pocket of Elizabeth Beames and was "ordered to be transported for the term of seven years". On 4th October 1837 Thomas Toy of Bristol, aged 21, set sail as a convict aboard the Waterloo from Sheerness, Kent and arrived in New South Wales, Australia on 8th February 1838. According to the convict indent he could read and write, was protestant, single with a previous conviction of 3 months and a blacksmith by trade. He was 5 foot 4 & 1/4, ruddy and freckled complexion with brown hair and hazel grey eyes. All research so far has not been able to discern who or where he was assigned to.

Thomas sought permission to marry Elizabeth Laws and was granted on 24 Feb 1842. Thomas and Elizabeth were married by banns with the consent of the governor and her father on 15 Mar 1842 at St Matthews, Windsor. Elizabeth would have been pregnant at the time of marriage, as their first child, Elizabeth Henrietta was born 21 Sept 1842.

Thomas and Elizabeth had six children. 1842 Elizabeth H. to become the wife of Henry Pike. 1844, Jane, who died after giving birth to a child when she was only 15. 1847 Thomas, who became a very well known and respected horse trainer in the Bathurst District. 1849 Caroline, 1853 Eleanor L., 1857 Alfred.
Soon after Elizabeth was born he was granted a ticket of leave, and in 1843 was granted his ticket of freedom. By all accounts his profession was that of coachman/blacksmith. At this point Thomas disappears from the family.

Thomas died at Liverpool Asylum on 11 Aug 1889 with little known of his past except that he arrived on the "Waterloo".

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